Here is a list of common options for making a legacy donation. Scroll to learn more about each one.

• Bequest 

• Life Insurance 

• Retirement Asset 

• Retained Life Estate

If you have questions or would like to discuss how you can include First Baptist Church of Jefferson City in your plans, we would be honored to assist you.

Please consider letting us know if you have included FBC JC in your estate plans so we may express our gratitude and ensure your wishes are understood. 

Types of Bequests 

• Specific amount: A fixed dollar donation to the church 
• Property gift: A particular asset, such as real estate, investments, or personal property 
• Source-based gift: A donation from a designated account or asset 
• Percentage gift: A portion of your total estate 
• Residual gift: All or part of what remains after other distributions 
• Contingent gift: A donation made only under certain conditions 

Benefits of Bequests 

• Leave a lasting legacy of faith and generosity 

• Strengthen the ongoing ministry of FBC JC 

• Potentially reduce the taxable value of your estate 

How to Include FBC JC in Your Plans 

You can establish a bequest by creating or updating your will or trust with the help of a qualified professional. This may involve drafting a new document or adding an amendment (codicil) to an existing one. You can complete a free will through the Cooperative Baptist Fellowship using this link.

Sample Bequest Language 

“I give, devise, and bequeath [a specific dollar amount, percentage of my estate, or description of property] to First Baptist Church of Jefferson City, located in Jefferson City, Missouri, for its general ministry and mission.” 

You may also direct your gift to a specific ministry (any designated ministry or purpose that has not already been approved must be approved by the Stewardship Committee prior to acceptance of the gift): 

“I give, devise, and bequeath [description of gift] to First Baptist Church of Jefferson City, to be used for [designated ministry or purpose].” 

A life insurance donation allows you to support the ministry of FBC JC through a policy you already own or plan to establish. This type of giving can create a meaningful future donation without impacting your current financial situation. Donations using a life insurance policy are generally made using a limited to whole or universal life policy, not a term life policy.  

Ways to Give Through Life Insurance 

2. Add a Charitable Rider 
You may be able to designate a portion of your policy’s value to benefit the church while still providing for your family. 

3. Give Policy Dividends 
If your policy earns dividends, you may choose to donate those funds to support our ministry during your lifetime. 

4. Donate Your Policy 
You can transfer ownership of your life insurance policy to FBC JC, allowing the church to receive the full benefit. 

Benefits 

• Flexible giving options 
• Potential tax advantages 
• A simple way to create a lasting gift 

A retirement asset donation involves using funds from accounts such as an IRA, 401(k), or 403(b) to support First Baptist Church of Jefferson City. These gifts can be a tax-efficient way to donate now or in the future. 

Ways to Give

1. Qualified Charitable Distributions (QCDs) 
Eligible donors can transfer funds directly from an IRA to the church. These gifts may count toward required minimum distributions and offer potential tax benefits.

2. Naming the Church as a Beneficiary
You can designate FBC JC as a beneficiary of your retirement account so that the remaining funds support the church after your lifetime.

Benefits

• Easy to arrange through your account administrator

• Flexible and changeable during your lifetime

• Potential reduction of tax burdens on your estate and heirs

• You retain the right to live in or use the property during your lifetime 

• Full ownership transfers to the church after your lifetime 
  
  

Eligible Property 

• Primary residence 

• Vacation or second home 

• Farm or ranch 

• Commercial property 

• Undeveloped land 
  
  

Benefits 

• Potential income tax deduction 

• Possible reduction or avoidance of capital gains taxes